moneysmart logo URLmoneysmart is an online service that empowers its users to manage their personal finances better and improve their credit profiles. The moneysmart platform visually displays users’ financial data and provides a rich interface for tracking progress on their credit status. Users can access their credit reports from one of South Africa’s leading credit bureaus, XDS, and receive helpful tips and guidance to improve their credit scores.

moneysmart also offers an easy-to-use personal finance management and budgeting tool, which allows users to set up and manage budgets, organise transactions on their banking accounts, track their monthly spending and set goals– such as paying off debts or saving for the things they want. In addition, moneysmart provides expert financial planning content and education in the form of a personal finance blog, referred to as the moneysmart Community, as well as a monthly debt management programme aimed at aiding consumers in improving their personal finance management skills, eliminating their debt and upping their credit scores.

moneysmart communicates in simple and easy-to-understand terms, making the online interaction with the service a fun and informative experience. The moneysmart tool is a subscription service that costs users R59 per month.

moneysmart ensures the privacy and safety of its users’ personal information by using bank-level security. It is the mission of moneysmart to be the leading and most innovative personal finance company, empowering every South African to manage his or her finances independently and successfully.